As long-term investors we regularly experience periods of market weakness, however, the first half of 2022 has proved to be one of the most challenging on record: for instance, the main US stock market (S&P 500) has just had the worst 6 month start to a year since 1970. There have been few places to Read more >
Many of you will be aware of the volatility that stock markets have experienced throughout the coronavirus pandemic, with the FTSE 100 index trading at over 7,600 back in January 2020 and falling to a low point of 4,993.89 on 23 March 2020. This represents a fall of some 35% from peak to trough. However, Read more >
Ian Vernon – HSP Financial Planning Right now, we all find ourselves in uncharted waters as the world unites in a fight against an invisible enemy, the coronavirus. The Covid-19 pandemic has had – and is still having – a terrible human cost, and it has brought economies to the brink of recession and caused Read more >
As I boarded the train this morning, on my way to a client meeting in Wimbledon, I glanced down at my cufflinks showing the hand prints of my two amazing children. A present from my wife for my 40th birthday (the cufflinks that is). The perfect gift for “the man you can’t buy for”. That Read more >
Autumn Budget 2018 The era of austerity coming to an end was heralded by Chancellor Philip Hammond in his third Budget (the first Monday budget since 1962). A dramatic improvement in the public finances gave Mr Hammond the opportunity to trumpet higher public spending on health, infrastructure and defence. His Budget, however, was notable for Read more >
As Financial Advisers, we talk to a variety of clients, friends and family about the current issues regarding their savings, investments and pensions. If I had a penny for every time I heard ‘the bank is giving me a terrible rate’ I would have a pound. This makes me pose the question, have you considered investing? Read more >