Financial News

Latest News From HSP

Volatility in Equity Markets

Many of you will be aware of the volatility that stock markets have experienced throughout the coronavirus pandemic, with the FTSE 100 index trading at over 7,600 back in January 2020 and falling to a low point of 4,993.89 on 23 March 2020. This represents a fall of some 35% from peak to trough. However, Read more >

OUR NEW NEWSLETTER. No:1 May 2020

We are pleased to publish our first HSP Newsletter in which we have collated a few articles as an another method to provide useful information to our existing clients, future clients and many professional contacts. You can access the interactive PDF here HSP Newsletter or by going to the Useful Website Links page. We hope you find some Read more >

ISAs vs. Pensions (Do you really need to choose?)

Through this period of lock down, it may be the case that your discretionary spending has reduced. You may be in a position where you have been able to review your direct debits and saved some money. For others this may have given you the opportunity to review your plans around saving, investments and your Read more >

Company Charities 2019

HSP Financial Planning Ltd are excited to announce the charities we have chosen to support in 2019. There was much deliberation and discussion between the team, and it was clear to see everyone engaged in the decision-making process. With so many worthy causes it was clear we could not support everyone and those who didn’t Read more >

Removing the anxiety of the daily commute?

As I boarded the train this morning, on my way to a client meeting in Wimbledon, I glanced down at my cufflinks showing the hand prints of my two amazing children. A present from my wife for my 40th birthday (the cufflinks that is). The perfect gift for “the man you can’t buy for”. That Read more >

Autumn Budget 2018

Autumn Budget 2018 The era of austerity coming to an end was heralded by Chancellor Philip Hammond in his third Budget (the first Monday budget since 1962). A dramatic improvement in the public finances gave Mr Hammond the opportunity to trumpet higher public spending on health, infrastructure and defence. His Budget, however, was notable for Read more >

Congratulations Sam

We would like to congratulate Sam Pole, our Paraplanner and Compliance Assistant who has won a Local Institute Examination Prize for the “Best Performance in completing the Certificate in Financial Planning (Cert PFS)”. The Insurance Institute of Leicester is the professional body that represents members of the Chartered Insurance Institute and the Personal Finance Society Read more >

plan for retirement

A family or retirement – do you really need to choose?

Would you want £8,000 income in retirement? Could you survive on an annual income of £8,000 in retirement? That is roughly what the state pension currently pays out, if you have 35 years of National Insurance (NI) credits. Have you given up work to look after your family – whether male or female – you are amongst those least likely to save for retirement. Read more >

dark bank door opening to reveal light

Cash in the bank … risk or reward?

As Financial Advisers, we talk to a variety of clients, friends and family about the current issues regarding their savings, investments and pensions. If I had a penny for every time I heard ‘the bank is giving me a terrible rate’ I would have a pound. This makes me pose the question, have you considered investing? Read more >