Commercial properties include such spaces as offices, industrial buildings, shopping malls, warehouses, retail parks, hotels, cinemas, and logistics buildings. Investing in commercial property can usually be considered as being a good diversifier in client portfolios. Read more >
With top-paying savings accounts in the UK now paying around 4% interest, and with cash rates for one-year fixed term accounts going as high as 5%, many consumers are now wondering whether they should simply hold onto their cash savings rather than investing. Read more >
AN ORIGINAL ARTICLE FROM SQUARE MILE INVESTMENT SERVICES On Wednesday 16th August, it was announced that UK inflation has fallen to its lowest level in 18 months. In this short piece, we briefly explore the key drivers and what this may mean for interest rates and portfolios: Headlines: Lower energy prices for both electricity and Read more >
As long-term investors we regularly experience periods of market weakness, however, the first half of 2022 has proved to be one of the most challenging on record: for instance, the main US stock market (S&P 500) has just had the worst 6 month start to a year since 1970. There have been few places to Read more >
Many of you will be aware of the volatility that stock markets have experienced throughout the coronavirus pandemic, with the FTSE 100 index trading at over 7,600 back in January 2020 and falling to a low point of 4,993.89 on 23 March 2020. This represents a fall of some 35% from peak to trough. However, Read more >
Ian Vernon – HSP Financial Planning Right now, we all find ourselves in uncharted waters as the world unites in a fight against an invisible enemy, the coronavirus. The Covid-19 pandemic has had – and is still having – a terrible human cost, and it has brought economies to the brink of recession and caused Read more >
As Financial Advisers, we talk to a variety of clients, friends and family about the current issues regarding their savings, investments and pensions. If I had a penny for every time I heard ‘the bank is giving me a terrible rate’ I would have a pound. This makes me pose the question, have you considered investing? Read more >