Chancellor Rachel Reeves gave her second Budget speech on 26 November 2025. After much worry and speculation, there were thankfully no changes announced to the rules around pension tax relief and tax-free cash (pension commencement lump sums). However, there are going to be changes to the salary sacrifice rules for pension contributions – from April Read more >
The Market Harborough Rotary SwiMarathon was another great success in 2025. We were proud to once again be one of the sponsors of such a great event. In total 23 teams comprising almost 100 swimmers, swam over 2,000 lengths at Market Harborough Leisure Centre, which is over 50km, for the Rotary Club’s SwiMarathon 2025. This Read more >
Commercial properties include such spaces as offices, industrial buildings, shopping malls, warehouses, retail parks, hotels, cinemas, and logistics buildings. Investing in commercial property can usually be considered as being a good diversifier in client portfolios. Read more >
With top-paying savings accounts in the UK now paying around 4% interest, and with cash rates for one-year fixed term accounts going as high as 5%, many consumers are now wondering whether they should simply hold onto their cash savings rather than investing. Read more >
AN ORIGINAL ARTICLE FROM SQUARE MILE INVESTMENT SERVICES On Wednesday 16th August, it was announced that UK inflation has fallen to its lowest level in 18 months. In this short piece, we briefly explore the key drivers and what this may mean for interest rates and portfolios: Headlines: Lower energy prices for both electricity and Read more >
As long-term investors we regularly experience periods of market weakness, however, the first half of 2022 has proved to be one of the most challenging on record: for instance, the main US stock market (S&P 500) has just had the worst 6 month start to a year since 1970. There have been few places to Read more >
Many of you will be aware of the volatility that stock markets have experienced throughout the coronavirus pandemic, with the FTSE 100 index trading at over 7,600 back in January 2020 and falling to a low point of 4,993.89 on 23 March 2020. This represents a fall of some 35% from peak to trough. However, Read more >
We are pleased to publish our first HSP Newsletter in which we have collated a few articles as an another method to provide useful information to our existing clients, future clients and many professional contacts. You can access the interactive PDF here HSP Newsletter or by going to the Useful Website Links page. We hope you find some Read more >
Through this period of lock down, it may be the case that your discretionary spending has reduced. You may be in a position where you have been able to review your direct debits and saved some money. For others this may have given you the opportunity to review your plans around saving, investments and your Read more >
Ian Vernon – HSP Financial Planning Right now, we all find ourselves in uncharted waters as the world unites in a fight against an invisible enemy, the coronavirus. The Covid-19 pandemic has had – and is still having – a terrible human cost, and it has brought economies to the brink of recession and caused Read more >